401(k) & 403(b) Planning
“Happiness is not something you postpone for the future; it is something you design for the present.”
– Jim Rohn
Confidence from Expertise
At SFP, our Qualified Retirement Plans Team of industry experts was brought together with the express purpose of offering a higher level of understanding and advocacy for employers offering qualified retirement plans and their employees. Each member of our team brings a specialized set of skills to the relationship with you and your plan, including fiduciary investment expertise, RFP services and vendor expertise, behavior driven education for plan participants, plan design analysis, and fiduciary committee leadership.
As a fee-based consultant group, we partner with our plan sponsor clients and work together to improve the quality of the retirement plans offered to your plan participants. Our focus is to help you provide a retirement plan that you are proud of and your employees have confidence in.
A Roadmap for the Future
At SFP we have created a comprehensive process for optimized plan management catered to both for-profit and not-for-profit organizations. Confidence in your plan governance structure, fiduciary decision-making, risk mitigation and cost effectiveness, investment oversight, and eventual participant retirement success drive the rationale behind the steps described below:
Stage 1
The Retirement Plan Evaluator™
We provide a comprehensive evaluation of your corporate retirement strategy, based on your objectives and goals for the plan.
Stage 2
The Plan Design Solution
Through our review, we will provide alternative solutions to create efficiencies for your retirement plan with regard to plan design, investment, & expense structures.
Stage 3
The Fiduciary Investment Process
Meeting your fiduciary responsibilities can be a complex process. We help control risk by consulting on a formal investment policy statement which will establish clear criteria for selecting and monitoring investment managers.
Stage 4
The RFP Facilitator
We’re on your team. We’ll sit on your side of the negotiating table to walk you through the RFP process, manage the flow of information, analyze and review proposals and help guide you in making an informed and knowledgeable decision.
Stage 5
The Participant Focus
We help your employees through the enrollment process and offer continuous education on the benefits on their retirement plan with relevant communication materials and innovative presentations.
Stage 6
The Investment Monitor
We will help manage the ongoing health and welfare of your retirement program, advising you on industry changes, plan enhancements, and investment due diligence.
What is Your Definition of Retirement Success?
We look forward to the opportunity to show you how to make a measurable impact with your qualified retirement plan. Helping your plan participants successfully retire with a comfortable and sustainable amount of income is the highest level of achievement for our team. “Success” in this definition is not easy, but it is the most important thing for your employees and their families – we strive to work with you to help them realize this goal.
